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Services & Fees


Safe Deposit Boxes:

3 X 10 $23.00/Year
5 X 10 $28.00/Year
10 X 10 $38.00/Year
Subject to Availability

Share Draft Related Fees:

Stop Payments  $10 plus tax
Share draft copies   $2.50 plus tax (FREE through home banking)
NSF Return Fees   $20.00 per item
NSF Paid Fees $20.00 per item
Overdraft Transfers     $10 per transfer (transferred in increments of $50 when available)

Miscellaneous Fees and Charges:

Travelers Checks $1.00 per $100/$5 Maximum ◙
2 party Travelers Checks $1.00 per $100/No Maximum
Money Orders $2.00 Each
Teller Checks $2.00 Each ◙
Cashiers Checks $5.00 Each ◙
ATM Card $1.00 plus tax/month ▲
ATM Transaction Fees - Unlimited at Advantage Credit Union ATMs.
- 10 free at SHAZAM ATMs, $.60 plus tax per transaction over 10
- $1.00 plus tax per transaction at Non-SHAZAM ATMs in U.S.
- $2.50 plus tax per transaction at Non-SHAZAM ATMs outside of U.S.
Visa Check Card No monthly fee; Visa transactions FREE.  ATM transaction fees same as above
Incoming Wire Transfer $2.00
Wires Outgoing $12.00  Domestic; International wires will vary
ACH Stop Payment $10 plus tax
Account Reconciliation $16.00 per hour
Photocopies $.10 per copy
Account Research $20 per hour
Returned Cashed or Deposited Checks $15.00
Fax Usage $1.00 per page
Account Closure Fee $10.00 if within first 180 days of opening account
Voice Response FREE-Call 641-792-0245 24/7 or
toll free after hours 800-824-2575
Home Banking FREE
Online Bill Pay FREE
Automatic Transfers FREE
Notary Public FREE
▲ Monthly fee can be avoided by replacing with Visa Check Card.
 ◙  Fee Waived for Share Draft Plus Accounts.